This impulsive and characteristic behavior can lead to animals escaping and exploring their area, putting neighbors on high alert. Some recent cases include the following:<\/p>\n
Last year a woman found her neighbor\u2019s eight foot King Cobra coiled up and hissing under her clothes drier.<\/em><\/p>\n A Miami woman was recently attacked by a neighbor\u2019s pet Lemur. The animal caused scratches and bites requiring stitches.<\/em><\/p>\n A two-year-old Florida child died after she was strangled by a pet python after it escaped from an aquarium in the home.<\/em><\/p>\n While these cases are rare, unfortunate incidents involving exotic pets do occur. News 6<\/a> reported, \u201cMore than 260 exotic snakes, monkeys, lions, tigers, bears and other captive animals have escaped in Florida over the past decade.\u201d\u00a0 Keeping an exotic animal as a pet can pose a threat to your family and neighbors. Florida requires exotic pet owners to carry liability insurance<\/a> for their animal. Some rare animals can cause injury, spread disease and damage Florida\u2019s eco-system according to The Humane Society.<\/a><\/p>\n While dangerous behavior can be expected from a wild animal, what about the behavior of a domestic animal?<\/p>\n \u201cSome communities require dog owners to purchase an umbrella insurance<\/a> policy for their pet, in addition to the coverage included with their homeowners insurance<\/a> if they own what is considered a dangerous breed,\u201d says Buck with GreatFlorida Insurance<\/a>.<\/p>\n Dangerous dog breeds include but are not limited to: Rottweiler\u2019s, Pit Bulls and Chows. Unfortunately, aggressive classifications are based on the breed and not behavior history or socialization.<\/p>\n The Insurance Information Institute<\/a> \u00a0claims that dog bites account for one-third of all homeowner\u2019s insurance<\/a> liability claims. The average payout for a claim in 2015 was $37,214.<\/p>\n It is important to talk to your homeowners insurance<\/a> agent to review if your pet is covered on your renters insurance<\/a> or homeowners insurance<\/a>, or if additional liability insurance such as an umbrella insurance<\/a> policy is required.<\/p>\n Contact GreatFlorida Insurance<\/a> if you have questions about homeowners insurance<\/a>, renters insurance<\/a> or umbrella insurance<\/a>. We will make sure you and your pet are covered.<\/p>\n![\"aa-mj16-exotics-opener-wout\"](\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/07\/aa-mj16-exotics-opener-wout.jpg\")
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![\"GoggleImage_Home_H_1\"](\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1.jpg\")
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