{"id":1681,"date":"2016-08-30T11:18:37","date_gmt":"2016-08-30T15:18:37","guid":{"rendered":"https:\/\/new.greatflorida.com\/blog\/?p=1681"},"modified":"2026-04-16T21:01:26","modified_gmt":"2026-04-17T01:01:26","slug":"storm-activity-necessitates-insurance-check","status":"publish","type":"post","link":"https:\/\/www.greatflorida.com\/blog\/2016\/storm-activity-necessitates-insurance-check\/","title":{"rendered":"Storm Activity Necessitates Insurance Check"},"content":{"rendered":"<p>Florida historically experiences the most severe weather over the next eight weeks. August through October is peak hurricane season. Recent tropical activity serves as a reminder of the importance of preparing.<\/p>\n<p>\u201cSeeing the recent devastation in Louisiana, and hearing the heartbreaking stories of loss, will hopefully prompt Floridians to review their insurance policy,\u201d says <a _blank=\"\" href=\"https:\/\/www.linkedin.com\/in\/dustyns\/\" rel=\"nofollow noopener\" target=\"_blank\">Dustyn Shroff<\/a>, Vice President of <a href=\"https:\/\/www.greatflorida.com\" target=\"_blank\">GreatFlorida Insurance<\/a>, Florida\u2019s largest independent<a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\"> homeowners insurance<\/a> agency. \u201cInsurance is designed to help people rebuild their lives.\u201d<\/p>\n<p>Consequently, this is an ideal time for people to contact their homeowners or <a href=\"https:\/\/www.greatflorida.com\/florida-renters-insurance\" target=\"_blank\">renters insurance<\/a> agent to review their coverage. The <a href=\"http:\/\/www.iii.org\/press-release\/peak-hurricane-season-is-here-tropical-activity-signals-insurance-review-082616\" rel=\"nofollow noopener\" target=\"_blank\">Insurance Information Institute, III<\/a> reports that most insurers will not allow changes to be made to insurance policies once a hurricane watch or warning is issued by the <a href=\"http:\/\/www.nhc.noaa.gov\/\" rel=\"nofollow noopener\" target=\"_blank\">National Hurricane Center<\/a>.<\/p>\n<p style=\"text-align: right;\"><a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\"><img alt=\"2533\" class=\"alignright wp-image-1689 lazyload\" data-sizes=\"(max-width: 300px) 100vw, 300px\" data-src=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/08\/2533-300x197.png\" data-srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/08\/2533-300x197.png 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/08\/2533-768x505.png 768w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/08\/2533-150x99.png 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/08\/2533-696x457.png 696w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/08\/2533-600x394.png 600w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/08\/2533.png 831w\" decoding=\"async\" height=\"197\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/197;\" width=\"300\" srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/08\/2533-300x197.png 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/08\/2533-768x505.png 768w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/08\/2533-150x99.png 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/08\/2533-696x457.png 696w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/08\/2533-600x394.png 600w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2016\/08\/2533.png 831w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p>Therefore, it is wise and will put your mind at ease knowing the following information about your <a href=\"https:\/\/www.greatflorida.com\/florida-renters-insurance\" target=\"_blank\">renters insurance <\/a>or <a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\">homeowners insurance <\/a>policy. Some questions to ask your agent are as follows:<\/p>\n<p>What is covered?<\/p>\n<p>Is coverage provided for any upgrades or new possessions?<\/p>\n<p>What is the current deductible?<\/p>\n<p>Do I have enough to rebuild my home or replace my belongings?<\/p>\n<p><a href=\"https:\/\/www.greatflorida.com\" target=\"_blank\">GreatFlorida Insurance <\/a>can provide <a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\">flood insurance<\/a>to policyholders through the <a href=\"https:\/\/www.greatflorida.com\/florida-flood-insurance\">National Flood Insurance<\/a> Program NFIP. A\u00a0local <a href=\"https:\/\/www.greatflorida.com\" target=\"_blank\">GreatFlorida Insurance<\/a> agent will help you find flood insurance. Protecting your most valuable asset from the most common form of destruction.<\/p>\n<p>Consequently, flooding is the leading cause of disaster in the United States. Florida residents file more <a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\">flood insurance <\/a>claims than any other state. Mere inches can cause thousands of dollars\u2019 worth of damage to your home.<\/p>\n<p>You do not have to live in a high risk flood zone to experience damage. 25 percent of <a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\">flood insurance<\/a> claims come from low or medium risk communities.<\/p>\n<p>Unfortunately, many homeowners are under the false assumption that their <a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\">homeowners insurance<\/a> would cover loss due to\u00a0flooding in the home. <a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\">Flood insurance<\/a> is not included in a\u00a0\u00a0<a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\">homeowners policy <\/a>and must be purchased separately.<\/p>\n<p>Also, many homeowners assume they can collect federal disaster assistance if a flood occurs. \u00a0It is only offered when the president declares a major disaster which only happens in half of all flooding situations.<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\"><img alt=\"GoggleImage_Home_H_1\" class=\"aligncenter wp-image-521 size-full lazyload\" data-sizes=\"(max-width: 728px) 100vw, 728px\" data-src=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1.jpg\" data-srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1.jpg 728w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-300x37.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-150x19.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-696x86.jpg 696w\" decoding=\"async\" height=\"90\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 728px; --smush-placeholder-aspect-ratio: 728\/90;\" width=\"728\" srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1.jpg 728w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-300x37.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-150x19.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-696x86.jpg 696w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Florida historically experiences the most severe weather over the next eight weeks. August through October is peak hurricane season. Recent tropical activity serves as a reminder of the importance of preparing. \u201cSeeing the recent devastation in Louisiana, and hearing the heartbreaking stories of loss, will hopefully prompt Floridians to review their insurance policy,\u201d says Dustyn [&hellip;]<\/p>\n","protected":false},"author":1219,"featured_media":1693,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[5,30,1,8],"tags":[],"class_list":{"0":"post-1681","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-homeowners-insurance","8":"category-flood-insurance","9":"category-floridainsurance","10":"category-renters-insurance"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/1681","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/users\/1219"}],"replies":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/comments?post=1681"}],"version-history":[{"count":1,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/1681\/revisions"}],"predecessor-version":[{"id":13889,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/1681\/revisions\/13889"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media\/1693"}],"wp:attachment":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media?parent=1681"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/categories?post=1681"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/tags?post=1681"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}