{"id":2348,"date":"2017-10-11T16:22:16","date_gmt":"2017-10-11T20:22:16","guid":{"rendered":"https:\/\/new.greatflorida.com\/blog\/?p=2348"},"modified":"2026-05-12T21:44:05","modified_gmt":"2026-05-13T01:44:05","slug":"avoid-buying-flood-damaged-car","status":"publish","type":"post","link":"https:\/\/www.greatflorida.com\/blog\/2017\/avoid-buying-flood-damaged-car\/","title":{"rendered":"Avoid buying a flood damaged car"},"content":{"rendered":"

Many Floridians are looking to replace their flood damaged cars, but buyer beware. Hundreds of thousands of cars are estimated damaged by recent hurricanes. Carfax<\/a> estimates that as many as half of flood damaged cars eventually return to the market.<\/p>\n

\u201cInstead of landing in the scrap yard, they are dried out, cleaned up and put back on the market, reports Dustyn Shroff<\/a>, Vice President of GreatFlorida Insurance<\/a>, Florida\u2019s largest independent auto insurance<\/a> company.<\/p>\n

In fact, flood-damaged cars can be resold in Florida. State law requires the title to be\u00a0branded as flood damaged. Unfortunately, not all states require title branding to protect consumers. The Florida Department of Highway Safety Motor Vehicles (DHSMV)<\/a> reports flood damaged\u00a0cars from states without flood branding requirements can be resold in Florida with clean titles. Although, Edmunds<\/a> reports, \u201cA vehicle history report should reveal any branding for flood damage, even if someone has washed the vehicle\u2019s title by moving it through states with differing regulations.\u201d<\/p>\n

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Keep in mind, cars without flood insurance<\/a> never receive an inspection, therefore no brand is added to the title. \u201cSavvy buyers could find deals but are also taking a risk. Be suspicious if the deal seems too good, warns Buck with GreatFlorida Insurance<\/a>, Florida\u2019s top independent auto insurance<\/a> agency.<\/p>\n

How to spot a flood damaged car <\/strong><\/p>\n

Check the vehicle\u2019s history- Consumers should take precautions such as getting a history of repairs and checking the VIN number with Carfax<\/a>, the National Insurance Crime Bureau<\/a> or National Motor Vehicle Title Information System<\/a> databases.<\/p>\n

Be alert to strange odors- a mold or mildew smell or the strong smell of a cleaning solution or air freshener to mask damage.<\/p>\n

Look for stains, mineral deposits or discolored carpet.<\/p>\n

Check out door panels to make sure they are not warped.<\/p>\n

Inspect for dried mud under the dashboard or where the spare tire is kept.<\/p>\n

Examine the exterior for water build-up-such as fogged up headlamps or taillights.<\/p>\n

Flood damaged cars are usually sold by private sellers or independent used car dealerships, stick with a reputable car dealership in your area. Shady sellers will go to great lengths to turn a profit on a defective vehicle.<\/p>\n

If you are looking for affordable and dependable auto insurance<\/a>, look no further than GreatFlorida Insurance.<\/a> We have you covered, contact us today!<\/p>\n

\"\"<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Many Floridians are looking to replace their flood damaged cars, but buyer beware. Hundreds of thousands of cars are estimated damaged by recent hurricanes. Carfax estimates that as many as half of flood damaged cars eventually return to the market. \u201cInstead of landing in the scrap yard, they are dried out, cleaned up and put […]<\/p>\n","protected":false},"author":1219,"featured_media":2354,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[3],"tags":[],"class_list":{"0":"post-2348","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-auto-insurance"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/2348","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/users\/1219"}],"replies":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/comments?post=2348"}],"version-history":[{"count":2,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/2348\/revisions"}],"predecessor-version":[{"id":14252,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/2348\/revisions\/14252"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media\/2354"}],"wp:attachment":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media?parent=2348"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/categories?post=2348"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/tags?post=2348"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}