{"id":3580,"date":"2019-12-17T17:04:08","date_gmt":"2019-12-17T22:04:08","guid":{"rendered":"https:\/\/blog.greatflorida.com\/?p=3580"},"modified":"2026-05-12T20:33:17","modified_gmt":"2026-05-13T00:33:17","slug":"what-you-need-to-know-about-party-hosting","status":"publish","type":"post","link":"https:\/\/www.greatflorida.com\/blog\/2019\/what-you-need-to-know-about-party-hosting\/","title":{"rendered":"What You Need to Know About Party Hosting"},"content":{"rendered":"<p>The right playlist, perfect mood lighting, stunning decorations, delicious food and drinks are probably on the top of your party planning list. But hosting a party requires preparation beyond these things. \u201cThis time of year it is important to know what you could be liable for while hosting a party,\u201d says <a _blank=\"\" href=\"https:\/\/www.linkedin.com\/in\/dustyns\/\" rel=\"nofollow noopener\" target=\"_blank\">Dustyn Shroff<\/a>, Vice President of <a aria-label=\"GreatFlorida Insurance (opens in a new tab)\" href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" rel=\"noreferrer noopener\" target=\"_blank\">GreatFlorida Insurance<\/a>, Florida\u2019s premier independent <a aria-label=\"homeowners insurance (opens in a new tab)\" href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" rel=\"noreferrer noopener\" target=\"_blank\">homeowners insurance<\/a> agency.<\/p>\n<p>If you are hosting a holiday party this holiday season, you might want to be familiar with some liability issues you could face if things do not go as planned.<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-medium\"><img alt=\"\" class=\"wp-image-3594 lazyload\" data-sizes=\"(max-width: 300px) 100vw, 300px\" data-src=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2019\/12\/sparkler-580x380-1-300x197.jpg\" data-srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2019\/12\/sparkler-580x380-1-300x197.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2019\/12\/sparkler-580x380-1-150x98.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2019\/12\/sparkler-580x380-1.jpg 580w\" decoding=\"async\" height=\"197\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/197;\" width=\"300\" srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2019\/12\/sparkler-580x380-1-300x197.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2019\/12\/sparkler-580x380-1-150x98.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2019\/12\/sparkler-580x380-1.jpg 580w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><figcaption> <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.insurancejournal.com\/news\/national\/2018\/07\/02\/493945.htm\" rel=\"noreferrer noopener nofollow\" target=\"_blank\">https:\/\/www.insurancejournal.com<\/a><\/figcaption><\/figure>\n<\/div>\n<p><strong>Fireworks<\/strong><\/p>\n<p>Fireworks are legal, well kind of. Currently, under Florida law,<br \/>\nrelatively innocuous devices such as sparklers are legal to buy. But devices<br \/>\nsuch as firecrackers, torpedoes and roman candles are off-limits. People,<br \/>\nhowever, can buy the explosive devices if they sign a waiver saying they will<br \/>\nuse the fireworks for certain agricultural purposes, specifically for frightening<br \/>\nbirds from agricultural work and fish hatcheries. But, stay tuned. There is<br \/>\ncurrently a bill in the Senate that would allow Floridians, 18 and older to<br \/>\npurchase fireworks that could be detonated four days a year- New Year\u2019s Eve,<br \/>\nNew Year\u2019s Day, Memorial Day and Independence Day. If approved, the bill<br \/>\nwould not become a reality until next year. <\/p>\n<p>Be sure not to dismiss sparklers as completely harmless. The <a aria-label=\"Insurance Journal  (opens in a new tab)\" href=\"https:\/\/www.insurancejournal.com\/news\/national\/2018\/07\/02\/493945.htm\" rel=\"noreferrer noopener nofollow\" target=\"_blank\">Insurance Journal <\/a>reports sparklers accounted for 14 percent of the estimated injuries during July Fourth in 2017. Reloadable shells were involved in 12 percent of the estimated injuries. <\/p>\n<p>\u201cWhoever is setting off the fireworks could be held liable for any injuries or property damage,\u201d says <a _blank=\"\" href=\"https:\/\/www.linkedin.com\/in\/dustyns\/\" rel=\"nofollow noopener\" target=\"_blank\">Dustyn Shroff<\/a>, Vice President of <a aria-label=\"GreatFlorida Insurance (opens in a new tab)\" href=\"https:\/\/www.greatflorida.com\" rel=\"noreferrer noopener\" target=\"_blank\">GreatFlorida Insurance<\/a>, Florida\u2019s largest independent <a aria-label=\"homeowners insurance (opens in a new tab)\" href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" rel=\"noreferrer noopener\" target=\"_blank\">homeowners insurance<\/a> agency.<\/p>\n<p><strong>Alcohol<\/strong><\/p>\n<p>If you plan<br \/>\nto serve alcohol at your home this season, take steps to be a responsible host.<br \/>\nThis reduces your liability and keeps your friends and family safe.<\/p>\n<p>While Florida does not have <a aria-label=\"social host liability laws (opens in a new tab)\" href=\"http:\/\/www.leg.state.fl.us\/Statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.125.html\" rel=\"noreferrer noopener nofollow\" target=\"_blank\">social host liability laws<\/a> unless a minor is involved, remain a vigilant host. Check with visitors to see if they have a designated driver or have arranged for transportation if they overindulge in drinks.<\/p>\n<p>Keep in mind, being a party host is not always easy but with<br \/>\nthe proper home insurance party fouls will not ruin your home.<\/p>\n<p>Stay protected in your home with dependable <a aria-label=\"home insurance (opens in a new tab)\" href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" rel=\"noreferrer noopener\" target=\"_blank\">home insurance<\/a>. Contact a <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.greatflorida.com\" rel=\"noreferrer noopener\" target=\"_blank\">GreatFlorida Insurance<\/a>agent today or complete our free <a href=\"https:\/\/www.greatflorida.com\/get-a-quote\">online quote<\/a> request form at <a aria-label=\" (opens in a new tab)\" href=\"http:\/\/www.greatflorida.com\" rel=\"noreferrer noopener\" target=\"_blank\">www.greatflorida.com<\/a>. <\/p>\n<figure class=\"wp-block-image size-large\"><img alt=\"\" class=\"wp-image-521 lazyload\" data-sizes=\"(max-width: 728px) 100vw, 728px\" data-src=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1.jpg\" data-srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1.jpg 728w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-300x37.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-150x19.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-696x86.jpg 696w\" decoding=\"async\" height=\"90\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 728px; --smush-placeholder-aspect-ratio: 728\/90;\" width=\"728\" srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1.jpg 728w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-300x37.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-150x19.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-696x86.jpg 696w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><figcaption> <a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\">https:\/\/www.greatflorida.com\/florida-homeowners-insurance<\/a> <\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>The right playlist, perfect mood lighting, stunning decorations, delicious food and drinks are probably on the top of your party planning list. But hosting a party requires preparation beyond these things. \u201cThis time of year it is important to know what you could be liable for while hosting a party,\u201d says Dustyn Shroff, Vice President [&hellip;]<\/p>\n","protected":false},"author":1219,"featured_media":3593,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[5,3,4,6,1,13,7,8,90,82,89,9],"tags":[],"class_list":{"0":"post-3580","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-homeowners-insurance","8":"category-auto-insurance","9":"category-boat-insurance","10":"category-commercial-insurance","11":"category-floridainsurance","12":"category-healthcare-insurance","13":"category-motorcycle-insurance","14":"category-renters-insurance","15":"category-rideshare-insurance","16":"category-rv-insurance","17":"category-travel-insurance","18":"category-umbrella-insurance"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/3580","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/users\/1219"}],"replies":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/comments?post=3580"}],"version-history":[{"count":2,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/3580\/revisions"}],"predecessor-version":[{"id":14157,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/3580\/revisions\/14157"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media\/3593"}],"wp:attachment":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media?parent=3580"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/categories?post=3580"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/tags?post=3580"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}