{"id":504,"date":"2014-07-15T12:51:46","date_gmt":"2014-07-15T16:51:46","guid":{"rendered":"http:\/\/www.thefloridainsuranceblog.com\/?p=504"},"modified":"2026-04-16T21:54:18","modified_gmt":"2026-04-17T01:54:18","slug":"benefits-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.greatflorida.com\/blog\/2014\/benefits-renters-insurance\/","title":{"rendered":"The Benefits of Renter\u2019s Insurance"},"content":{"rendered":"<p><img alt=\"Florida-Renters-Insurance-banner\" class=\"aligncenter size-full wp-image-506 lazyload\" data-sizes=\"(max-width: 580px) 100vw, 580px\" data-src=\"http:\/\/www.thefloridainsuranceblog.com\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-banner.jpg\" data-srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-banner.jpg 580w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-banner-300x199.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-banner-150x100.jpg 150w\" decoding=\"async\" height=\"385\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 580px; --smush-placeholder-aspect-ratio: 580\/385;\" width=\"580\" srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-banner.jpg 580w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-banner-300x199.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-banner-150x100.jpg 150w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/><\/p>\n<p>May through September are the most popular months to move in the U.S., according to the National Association of Moving and Storage. Kids are out of school making transitions a little easier and market availability for rental property increases in the spring and summer months.<\/p>\n<p>While <a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\" title=\"Florida Homeowners Insurance\">homeowners insurance<\/a> is required by lenders for home buyers as part of their mortgage terms, <a href=\"https:\/\/www.greatflorida.com\/florida-renters-insurance\" target=\"_blank\" title=\"Florida Renters Insurance\">renters insurance<\/a> is not always required for those renting an apartment, condo, townhouse or home.<\/p>\n<p>\u201cEven if you do not own the property, a rental is still your home and it is important to safeguard your belongings and protect yourself from liability, said <a _blank=\"\" href=\"https:\/\/www.linkedin.com\/in\/dustyns\/\" rel=\"nofollow noopener\" target=\"_blank\">Dustyn Shroff<\/a>, Vice President of <a href=\"https:\/\/www.greatflorida.com\/\" target=\"_blank\" title=\"Florida Insurance Agency\">GreatFlorida Insurance.<\/a><\/p>\n<p><a href=\"https:\/\/www.greatflorida.com\/florida-renters-insurance\" target=\"_blank\" title=\"Florida Renters Insurance\">Rental insurance<\/a> offers protection for your personal belongings that could be damaged by a fire, water issue or storm. It also includes reimbursement for items stolen from your home or lost and even the incidents that you may be responsible for causing, say by leaving on an iron or running faucet.<\/p>\n<p>Rental insurance will pay out money to replace your furniture, clothes, kitchen appliances, electronics, laptop, paddle board, jewelry and more. \u00a0You do not have to own a lot to justify a renter\u2019s policy. It could be a specific item such as a bike, engagement ring, musical instrument or collection that is the motivation for coverage.<\/p>\n<p>\u201cThere is a misconception that the landlord is accountable for personal liability issues, but a landlord\u2019s insurance often covers just the structure, not personal property or personal liability,\u201d says Buck.<\/p>\n<p><img alt=\"Florida-Renters-Insurance\" class=\"aligncenter size-full wp-image-508 lazyload\" data-sizes=\"(max-width: 940px) 100vw, 940px\" data-src=\"http:\/\/www.thefloridainsuranceblog.com\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance.jpg\" data-srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance.jpg 940w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-300x86.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-768x221.jpg 768w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-150x43.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-696x201.jpg 696w\" decoding=\"async\" height=\"271\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 940px; --smush-placeholder-aspect-ratio: 940\/271;\" width=\"940\" srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance.jpg 940w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-300x86.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-768x221.jpg 768w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-150x43.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-696x201.jpg 696w\" sizes=\"(max-width: 940px) 100vw, 940px\" \/><\/p>\n<p>If someone is a victim of an accident at your home or in your yard, say they slip on a rug and sprain an ankle you the renter, can be held responsible for their medical bills. Having the ability to offer payment for a friend or family\u2019s accident can help soothe relationships.<\/p>\n<p>A <a href=\"https:\/\/www.greatflorida.com\/florida-renters-insurance\" target=\"_blank\" title=\"Florida Renters Insurance\">renter\u2019s insurance policy<\/a> can also provide money for temporary housing. If your rental property is damaged from fire or water, your policy can pay you money for a hotel while you wait for the repairs to be made.<\/p>\n<p><a href=\"https:\/\/www.greatflorida.com\/florida-renters-insurance\" target=\"_blank\" title=\"Renters Insurance Quotes\">Renter\u2019s insurance<\/a> offers a lot of benefits for a small amount, making it affordable for everyone. Average renter\u2019s policies range from $15 to $30 a month, giving you peace of mind for the price of lunch.<\/p>\n<p>Before purchasing renter\u2019s coverage, inquire with your rental company or landlord to see what their policy will cover. Next, take inventory of your possessions and determine a level of protection you feel comfortable with. An experienced agent at <a href=\"https:\/\/www.greatflorida.com\/\" target=\"_blank\" title=\"Florida Insurance Agency\">GreatFlorida Insurance<\/a> can guide you through the process to make sure you purchase enough coverage to protect your belongings without paying for overlapping and unnecessary coverage.<\/p>\n<p>We offer affordable <a href=\"https:\/\/www.greatflorida.com\/\" target=\"_blank\" title=\"Florida Renter Insurance Policy\">renter\u2019s insurance<\/a>and can put together the best possible renter\u2019s <a href=\"https:\/\/www.greatflorida.com\/get-a-quote\">insurance quote<\/a> to meet your needs. For more information call us at 1-888-478-7801 or visit us online at\u00a0<a href=\"http:\/\/www.greatflorida.com\/\">www.greatflorida.com<\/a>.<\/p>\n<p><img alt=\"Florida-Renters-Insurance-Costs\" class=\"aligncenter size-full wp-image-507 lazyload\" data-sizes=\"(max-width: 719px) 100vw, 719px\" data-src=\"http:\/\/www.thefloridainsuranceblog.com\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-Costs.jpg\" data-srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-Costs.jpg 686w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-Costs-201x300.jpg 201w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-Costs-150x224.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-Costs-685x1024.jpg 685w\" decoding=\"async\" height=\"1074\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 719px; --smush-placeholder-aspect-ratio: 719\/1074;\" width=\"719\" srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-Costs.jpg 686w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-Costs-201x300.jpg 201w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-Costs-150x224.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/Florida-Renters-Insurance-Costs-685x1024.jpg 685w\" sizes=\"(max-width: 719px) 100vw, 719px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>May through September are the most popular months to move in the U.S., according to the National Association of Moving and Storage. Kids are out of school making transitions a little easier and market availability for rental property increases in the spring and summer months. While homeowners insurance is required by lenders for home buyers [&hellip;]<\/p>\n","protected":false},"author":1219,"featured_media":506,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[1,8],"tags":[14,27,47],"class_list":{"0":"post-504","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-floridainsurance","8":"category-renters-insurance","9":"tag-florida-homeowners-insurance","10":"tag-florida-insurance-agency","11":"tag-florida-renters-insurance"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/504","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/users\/1219"}],"replies":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/comments?post=504"}],"version-history":[{"count":1,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/504\/revisions"}],"predecessor-version":[{"id":13990,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/504\/revisions\/13990"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media\/506"}],"wp:attachment":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media?parent=504"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/categories?post=504"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/tags?post=504"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}