As a home and auto insurance agency<\/a>, we work hard to find the best carriers and rates for you so you can focus on the bigger decision of which home to purchase. Having worked in this industry for decades now, we can say that buying a newer home often has more insurance benefits<\/a> for policy holders. <\/p>\n We understand that insurance savings<\/a> aren\u2019t the main decision factor when it comes to buying a home. However, having a comprehensive understanding of insurance policy<\/a> pros and cons for each home you’re considering can help you decide on the best home for you, your family, and your budget. Sometimes, the insurance savings on newer homes can be as high as 20% to 25%. Here are 4 main factors that play a role in newer homes having better insurance benefits:<\/p>\n Homes are not void of wear and tear, much of which is brought on by our Florida storms. From building materials to electrical wiring to plumbing, the more these components of a home have been used and the longer they\u2019ve been there, the more likely they\u2019ll malfunction or need to be replaced sooner rather than later. <\/p>\n Newer homes come with much less wear and tear, which means they\u2019re less likely to have insurance claims in the near future. Insurance companies<\/a> take this heavily into consideration when calculating the cost of your insurance premiums. With that being said, if you\u2019re looking for better insurance savings<\/a> upfront, a newer home may be a better option.<\/p>\n Better insurance benefits really boil down to the condition of the home and even the home\u2019s location. There are several insurers that provide different types of insurance policies<\/a> and offer all different benefits, and the process of shopping for the best policy <\/a>can be daunting. <\/p>\n While many people wait until the last minute to shop for home insurance<\/a>, you should try to do it at least thirty days before closing, which may be delayed without it. At GreatFlorida Insurance<\/a>, we make getting excellent Florida insurance benefits easy, low-cost and worry-free. We provide you with the best rates from all the top carriers in Florida. Contact us today<\/a> to get started!<\/p>\n You should consider the insurance savings that may come with purchasing a newer home if you\u2019re on the fence as to whether you should buy a newer home or a fixer-upper. Buying a home isn\u2019t always cut and dry. There is a ton of paperwork and many items that have to be completed before you […]<\/p>\n","protected":false},"author":1219,"featured_media":8458,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[5,91,1,10],"tags":[],"class_list":{"0":"post-8434","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-homeowners-insurance","8":"category-featured","9":"category-floridainsurance","10":"category-florida-insurance-industry"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/8434","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/users\/1219"}],"replies":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/comments?post=8434"}],"version-history":[{"count":8,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/8434\/revisions"}],"predecessor-version":[{"id":13683,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/8434\/revisions\/13683"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media\/8458"}],"wp:attachment":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media?parent=8434"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/categories?post=8434"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/tags?post=8434"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}How Buying a Newer Home Can Save You on Insurance<\/h3>\n
![\"buying](\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2020\/11\/save-on-insurance-web.jpg\")
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Older or Newer\u2014Which Home Makes Sense for You?<\/h3>\n
![\"family](\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2020\/11\/family-at-new-house-web.jpg\")
<\/figure>\n<\/div>\n![\"This](\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1.jpg\")
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