{"id":8657,"date":"2021-01-22T08:51:06","date_gmt":"2021-01-22T13:51:06","guid":{"rendered":"https:\/\/blog.greatflorida.com\/?p=8657"},"modified":"2026-05-12T19:26:19","modified_gmt":"2026-05-12T23:26:19","slug":"4-beneficial-insurance-resolutions-for-2021","status":"publish","type":"post","link":"https:\/\/www.greatflorida.com\/blog\/2021\/4-beneficial-insurance-resolutions-for-2021\/","title":{"rendered":"4 Beneficial Insurance Resolutions for 2021"},"content":{"rendered":"<p>There is something exciting about starting fresh in the new year\u2014new opportunities, new goals, new budgets, etc. You may have your personal and professional new year\u2019s resolutions set, but what about your insurance resolutions? With all the excitement in the air, you may be overlooking some insurance opportunities that could financially benefit you in the present and future.&nbsp;<\/p>\n<p>Perhaps you have too little or too much coverage in your <a href=\"https:\/\/www.greatflorida.com\/florida-auto-insurance\">auto <\/a>or <a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\">home insurance<\/a> policies. Or, maybe you realize it\u2019s time that you start looking into a <a href=\"https:\/\/www.greatflorida.com\/florida-commercial-insurance\">business insurance policy<\/a> that best fits into your new budget.&nbsp;<\/p>\n<p>However, with several insurers and types of coverage available, it can be challenging to determine where you should even begin with your new year\u2019s insurance resolutions.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-4-insurance-resolutions-to-make-this-year\">4 Insurance Resolutions to Make This Year<strong><\/strong><\/h2>\n<p>There is no better time than the present to establish a few insurance resolutions to get the best coverage for all your needs. Here are the four most beneficial ones to start with\u2014if you haven\u2019t already.&nbsp;&nbsp;<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/deerfieldbeach.greatflorida.com\/\"><img decoding=\"async\" width=\"400\" height=\"267\" data-src=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/new-years-resolutions-2.jpg\" alt=\"new years resolutions\" class=\"wp-image-8667 lazyload\" data-srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/new-years-resolutions-2.jpg 400w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/new-years-resolutions-2-300x200.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/new-years-resolutions-2-150x100.jpg 150w\" data-sizes=\"(max-width: 400px) 100vw, 400px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 400px; --smush-placeholder-aspect-ratio: 400\/267;\" srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/new-years-resolutions-2.jpg 400w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/new-years-resolutions-2-300x200.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/new-years-resolutions-2-150x100.jpg 150w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/a><\/figure>\n<\/div>\n<h3 class=\"wp-block-heading\" id=\"h-1-inventory-your-home\">#1 Inventory Your Home<\/h3>\n<p>Proactively inventorying your home can save you time down the road and help you keep accurate records of your belongings and property in the event you have to file an insurance claim. There are several ways you can do this, including downloading a form from the internet, writing a list, creating an excel spreadsheet, or taking photos of the property and belongings in your home.&nbsp;<\/p>\n<h3 class=\"wp-block-heading\" id=\"h-2-improving-your-credit\">#2 Improving Your Credit<\/h3>\n<p>Oftentimes, insurers use credit-based scoring stats as a tool to predict the likelihood of you having an insurance loss. Like most ways your credit is used, the better the score, the better the insurance rate. This insurance resolution will impact more than just your insurance, which is why it is an extremely beneficial resolution.<\/p>\n<h3 class=\"wp-block-heading\" id=\"h-3-make-insurance-easy-with-your-insurance-company-s-app\">#3 Make Insurance Easy with Your Insurance Company\u2019s App<\/h3>\n<p>The paper copy of your <a href=\"https:\/\/www.greatflorida.com\/florida-auto-insurance\">auto insurance<\/a> card can easily get lost, but rarely is there ever a moment when you won\u2019t have your phone nearby. Nearly every insurance company has an app, and your insurer likely does too. If you haven\u2019t already downloaded their app, you should make it a priority to do so. When you have to show proof of insurance, you can easily pull it up on your insurer\u2019s app on your phone. This insurance resolution may take a few finger taps, but you can check it off in no time.&nbsp;<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/deerfieldbeach.greatflorida.com\/\"><img decoding=\"async\" width=\"400\" height=\"267\" data-src=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/insurance-company-app.jpg\" alt=\"insurance company app\" class=\"wp-image-8659 lazyload\" data-srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/insurance-company-app.jpg 400w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/insurance-company-app-300x200.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/insurance-company-app-150x100.jpg 150w\" data-sizes=\"(max-width: 400px) 100vw, 400px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 400px; --smush-placeholder-aspect-ratio: 400\/267;\" srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/insurance-company-app.jpg 400w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/insurance-company-app-300x200.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/insurance-company-app-150x100.jpg 150w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/a><\/figure>\n<\/div>\n<h3 class=\"wp-block-heading\" id=\"h-4-evaluate-your-policies\">#4 Evaluate Your Policies<\/h3>\n<p>When is the last time you spent a little time reviewing your insurance policies? It has probably been quite some time if you are like most individuals&#8211;unless you have recently filed a claim.<\/p>\n<p>However, it is important to understand everything your policy covers, and doesn\u2019t cover. Make evaluating your existing policies one of your insurance resolutions and determine if they still make sense for your current needs. You can easily do this by reading the declarations page of your policy and reviewing the limits and deductibles. Also, you may have taken out your <a href=\"https:\/\/www.greatflorida.com\/florida-auto-insurance\">car insurance<\/a> policy years ago, but now you own a home that is insured by a different provider. You may want to consider bundling them to get better rates and coverage for both.&nbsp;<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/deerfieldbeach.greatflorida.com\/\"><img decoding=\"async\" width=\"400\" height=\"294\" data-src=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/reviewing-insurance-policies.jpg\" alt=\"reviewing insurance policies\" class=\"wp-image-8662 lazyload\" data-srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/reviewing-insurance-policies.jpg 400w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/reviewing-insurance-policies-300x221.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/reviewing-insurance-policies-150x110.jpg 150w\" data-sizes=\"(max-width: 400px) 100vw, 400px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 400px; --smush-placeholder-aspect-ratio: 400\/294;\" srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/reviewing-insurance-policies.jpg 400w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/reviewing-insurance-policies-300x221.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/01\/reviewing-insurance-policies-150x110.jpg 150w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/a><\/figure>\n<\/div>\n<h2 class=\"wp-block-heading\" id=\"h-know-your-options-by-contacting-an-insurance-agent\">Know Your Options by Contacting an Insurance Agent<strong><\/strong><\/h2>\n<p>Everyone\u2019s situation and needs are different, just like every policy provides different benefits. Set aside some time for these insurance resolutions this year and start benefiting from them. When you\u2019re ready, <a href=\"https:\/\/deerfieldbeach.greatflorida.com\/\">contact GreatFlorida Insurance<\/a> to do the heavy lifting of finding you the best prices and options that meet your insurance needs this year.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There is something exciting about starting fresh in the new year\u2014new opportunities, new goals, new budgets, etc. You may have your personal and professional new year\u2019s resolutions set, but what about your insurance resolutions? With all the excitement in the air, you may be overlooking some insurance opportunities that could financially benefit you in the [&hellip;]<\/p>\n","protected":false},"author":1219,"featured_media":8660,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[5,3,1],"tags":[],"class_list":{"0":"post-8657","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-homeowners-insurance","8":"category-auto-insurance","9":"category-floridainsurance"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/8657","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/users\/1219"}],"replies":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/comments?post=8657"}],"version-history":[{"count":7,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/8657\/revisions"}],"predecessor-version":[{"id":14113,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/8657\/revisions\/14113"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media\/8660"}],"wp:attachment":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media?parent=8657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/categories?post=8657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/tags?post=8657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}