{"id":8723,"date":"2021-02-16T17:14:15","date_gmt":"2021-02-16T22:14:15","guid":{"rendered":"https:\/\/blog.greatflorida.com\/?p=8723"},"modified":"2026-04-16T17:32:41","modified_gmt":"2026-04-16T21:32:41","slug":"are-you-safe-from-hail","status":"publish","type":"post","link":"https:\/\/www.greatflorida.com\/blog\/2021\/are-you-safe-from-hail\/","title":{"rendered":"Are You Safe from Hail?"},"content":{"rendered":"<\/p>\n<p>While Florida was one of the few states without snow this past week, we did see some hail. February to July are the most active months in the southeast region for hailstorms.<\/p>\n<p>&nbsp;The <a href=\"https:\/\/www.nssl.noaa.gov\/education\/svrwx101\/hail\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">National Oceanic and Atmospheric Administration<\/a> (NOAA) explains, hailstones are formed when raindrops are carried into updrafts of cold zones of the atmosphere and freeze.<\/p>\n<p>\u201cHail damage is among the top <a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">homeowners insurance<\/a> claims annually,\u201d says <a href=\"https:\/\/www.linkedin.com\/in\/dustyns\/\" rel=\"nofollow noopener\" target=\"_blank\" =_blank>Dustyn Shroff<\/a>, Vice President of <a href=\"https:\/\/www.greatflorida.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">GreatFlorida Insurance<\/a>. Hail-related insured losses between 2000 and 2019 averaged between $8 billion to $14 billion a year, according to <a href=\"https:\/\/www.aon.com\/weather-climate-catastrophe-insight-2019\/index.jsp\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Aon<\/a>.<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-large is-resized\"><img decoding=\"async\" data-src=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/02\/hail_on_ground-1024x576.jpg\" alt=\"\" class=\"wp-image-8729 lazyload\" width=\"343\" height=\"181\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 343px; --smush-placeholder-aspect-ratio: 343\/181;\" \/><figcaption>https:\/\/www.mentalfloss.com\/article\/78194\/9-hard-hitting-facts-about-hail<\/figcaption><\/figure>\n<\/div>\n<p>Typical hail damage includes damage to the roof, siding, windows, and additional structures such as your deck. If you suspect your home has suffered damage from a hailstorm, contact your <a href=\"https:\/\/www.greatflorida.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">insurance agent<\/a> right away. Be sure to record the date of the storm and take photos for your records.<\/p>\n<p>When checking around your home for damage look for the following:<\/p>\n<ul class=\"wp-block-list\">\n<li>Dents in gutters or outside vents<\/li>\n<li>Chipped or cracked windows or skylights<\/li>\n<li>Damage appearing on one side of your roof<\/li>\n<li>Dark spots appearing on singles in a random pattern<\/li>\n<\/ul>\n<p>While some damage is easy to spot, you may not always be able to see the damage hail has done to your roof. We recommend you let a professional go up on the roof the inspect for damage. An insurance adjuster can tell the difference between hail damage and normal wear and tear.<\/p>\n<p><a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Homeowners insurance<\/a> covers hail damage. In Florida, we have mandatory hurricane deductibles, which also cover hail damage. However <a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">homeowners insurance<\/a> does not cover hail damage to your car.<\/p>\n<p>\u201c For coverage to protect your vehicle, you need <a href=\"https:\/\/www.greatflorida.com\/florida-auto-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">comprehensive insurance<\/a>, added to your current <a href=\"https:\/\/www.greatflorida.com\/florida-auto-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">auto insurance<\/a> policy,\u201d says Buck with <a href=\"https:\/\/www.greatflorida.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">GreatFlorida Insurance<\/a>.<\/p>\n<p>Not only will <a href=\"https:\/\/www.greatflorida.com\/florida-auto-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">comprehensive car insurance<\/a> cover the dings, dents and broken windows from hail damage, it also covers damage caused by severe weather. Additional damage covered by <a href=\"https:\/\/www.greatflorida.com\/florida-auto-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">comprehensive car insurance<\/a> includes fire, flood, vandalism, theft and falling objects such as tree branches.<\/p>\n<p>If you have questions about what your <a href=\"https:\/\/www.greatflorida.com\/florida-auto-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">auto insurance<\/a> or <a href=\"https:\/\/www.greatflorida.com\/florida-homeowners-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">homeowners insurance<\/a> covers or should cover, contact <a href=\"https:\/\/www.greatflorida.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">GreatFlorida Insurance<\/a> today.<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"728\" height=\"90\" data-src=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1.jpg\" alt=\"\" class=\"wp-image-521 lazyload\" data-srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1.jpg 728w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-300x37.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-150x19.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-696x86.jpg 696w\" data-sizes=\"(max-width: 728px) 100vw, 728px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 728px; --smush-placeholder-aspect-ratio: 728\/90;\" srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1.jpg 728w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-300x37.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-150x19.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Home_H_1-696x86.jpg 696w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><figcaption>https:\/\/www.greatflorida.com\/florida-homeowners-insurance<\/figcaption><\/figure>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>While Florida was one of the few states without snow this past week, we did see some hail. February to July are the most active months in the southeast region for hailstorms. &nbsp;The National Oceanic and Atmospheric Administration (NOAA) explains, hailstones are formed when raindrops are carried into updrafts of cold zones of the atmosphere [&hellip;]<\/p>\n","protected":false},"author":1219,"featured_media":8730,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[5,3,4,6,30,1,7,8,82,9],"tags":[],"class_list":{"0":"post-8723","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-homeowners-insurance","8":"category-auto-insurance","9":"category-boat-insurance","10":"category-commercial-insurance","11":"category-flood-insurance","12":"category-floridainsurance","13":"category-motorcycle-insurance","14":"category-renters-insurance","15":"category-rv-insurance","16":"category-umbrella-insurance"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/8723","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/users\/1219"}],"replies":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/comments?post=8723"}],"version-history":[{"count":6,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/8723\/revisions"}],"predecessor-version":[{"id":13664,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/8723\/revisions\/13664"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media\/8730"}],"wp:attachment":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media?parent=8723"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/categories?post=8723"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/tags?post=8723"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}