{"id":9010,"date":"2021-06-30T14:37:48","date_gmt":"2021-06-30T18:37:48","guid":{"rendered":"https:\/\/blog.greatflorida.com\/?p=9010"},"modified":"2026-04-16T17:21:15","modified_gmt":"2026-04-16T21:21:15","slug":"governor-vetoes-pip-bill","status":"publish","type":"post","link":"https:\/\/www.greatflorida.com\/blog\/2021\/governor-vetoes-pip-bill\/","title":{"rendered":"Governor Vetoes PIP Bill"},"content":{"rendered":"<p>Florida Governor Ron DeSantis has vetoed a measure intended to replace <a href=\"https:\/\/www.greatflorida.com\/florida-auto-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">auto insurance<\/a> personal injury protection (PIP) coverage with bodily injury coverage limits and a requirement that insurers offer medical payments coverage.<\/p>\n<p>\u201cFlorida is among the two states that doesn\u2019t require bodily injury coverage,\u201d says <a href=\"https:\/\/www.linkedin.com\/in\/dustyns\/\" rel=\"nofollow noopener\" target=\"_blank\" =_blank>Dustyn Shroff<\/a>, Vice President of <a href=\"https:\/\/www.greatflorida.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">GreatFlorida Insurance<\/a>.<\/p>\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-large is-resized\"><a href=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-scaled.jpg\"><img decoding=\"async\" data-src=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-1024x684.jpg\" alt=\"\" class=\"wp-image-9018 lazyload\" width=\"261\" height=\"174\" data-srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-scaled.jpg 1024w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-300x200.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-768x513.jpg 768w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-1536x1026.jpg 1536w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-150x100.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-696x465.jpg 696w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-1068x713.jpg 1068w\" data-sizes=\"(max-width: 261px) 100vw, 261px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 261px; --smush-placeholder-aspect-ratio: 261\/174;\" srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-scaled.jpg 1024w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-300x200.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-768x513.jpg 768w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-1536x1026.jpg 1536w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-150x100.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-696x465.jpg 696w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2021\/06\/new-mexico-mayors-plan-1068x713.jpg 1068w\" sizes=\"(max-width: 261px) 100vw, 261px\" \/><\/a><figcaption>https:\/\/www.insurancejournal.com\/news\/southeast\/2021\/06\/29\/620644.htm<\/figcaption><\/figure>\n<\/div>\n<p>Measure <a href=\"https:\/\/www.flsenate.gov\/Session\/Bill\/2021\/54\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">SB 54<\/a> sought to end the requirement that Florida drivers purchase $10,000 in personal protection coverage and would instead require mandatory bodily injury coverage that would pay out up to $25,000 for a crash related injury or death. The passed version of the bill also provided the option of a $5,000 medical payment coverage (MedPay) death benefit.<\/p>\n<p>In a <a href=\"https:\/\/www.flgov.com\/wp-content\/uploads\/2021\/06\/SB-54-Transmittal-Letter.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">letter<\/a> dated June 29, 2021 and time stamped 9:12 pm, Governor DeSantis wrote, \u201cWhile the PIP system has its flaws, and Florida law regarding bad faith is deficient, \u2026SB 54 does not adequately address the current issues facing Florida drivers and may have unintended consequences that would negatively impact both the market and consumers.\u201d<\/p>\n<p>Those critical of the bill argued it would increase rates for Floridians. <a href=\"https:\/\/www.insurancejournal.com\/news\/southeast\/2021\/06\/30\/620736.htm\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Insurance Journal<\/a> reports, \u201cInsurer trade group American Property Casualty Insurance Association argued the cost of an average <a href=\"https:\/\/www.greatflorida.com\/florida-auto-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">auto insurance<\/a> policy could increase by as much as 23%, or $344. Drivers with low coverage levels could see an increase as high as $805 annually.\u201d An additional concern from opponents was the consequence of an increased number of uninsured drivers on the road.<\/p>\n<p>\u201cGovernor DeSantis\u2019 veto will require lawmakers to go back to square one if they want to revise Florida\u2019s <a href=\"https:\/\/www.greatflorida.com\/florida-auto-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">auto insurance<\/a> laws, says <a href=\"https:\/\/www.linkedin.com\/in\/dustyns\/\" rel=\"nofollow noopener\" target=\"_blank\" =_blank>Dustyn Shroff<\/a>, Vice President of <a href=\"https:\/\/www.greatflorida.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">GreatFlorida Insurance<\/a>.<\/p>\n<p>Widespread support of the bill from Florida lawmakers, argued that a majority of motorists, who already carry bodily injury coverage, would see rate savings. Proponents also argued that rates would go down because the change would reduce fraud that has long plagued the PIP system.<\/p>\n<p><a href=\"https:\/\/www.greatflorida.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">GreatFlorida Insurance<\/a> provides dependable <a href=\"https:\/\/www.greatflorida.com\/florida-auto-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">auto insurance<\/a> at affordable prices, contact us today.<\/p>\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Auto_H_1.jpg\"><img decoding=\"async\" width=\"728\" height=\"90\" data-src=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Auto_H_1.jpg\" alt=\"\" class=\"wp-image-518 lazyload\" data-srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Auto_H_1.jpg 728w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Auto_H_1-300x37.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Auto_H_1-150x19.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Auto_H_1-696x86.jpg 696w\" data-sizes=\"(max-width: 728px) 100vw, 728px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 728px; --smush-placeholder-aspect-ratio: 728\/90;\" srcset=\"https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Auto_H_1.jpg 728w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Auto_H_1-300x37.jpg 300w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Auto_H_1-150x19.jpg 150w, https:\/\/www.greatflorida.com\/blog\/wp-content\/uploads\/2014\/07\/GoggleImage_Auto_H_1-696x86.jpg 696w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><figcaption>https:\/\/www.greatflorida.com\/florida-auto-insurance<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Florida Governor Ron DeSantis has vetoed a measure intended to replace auto insurance personal injury protection (PIP) coverage with bodily injury coverage limits and a requirement that insurers offer medical payments coverage. \u201cFlorida is among the two states that doesn\u2019t require bodily injury coverage,\u201d says Dustyn Shroff, Vice President of GreatFlorida Insurance. https:\/\/www.insurancejournal.com\/news\/southeast\/2021\/06\/29\/620644.htm Measure SB [&hellip;]<\/p>\n","protected":false},"author":1219,"featured_media":9016,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[3,4,1,7,90,82,89,9],"tags":[],"class_list":{"0":"post-9010","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-auto-insurance","8":"category-boat-insurance","9":"category-floridainsurance","10":"category-motorcycle-insurance","11":"category-rideshare-insurance","12":"category-rv-insurance","13":"category-travel-insurance","14":"category-umbrella-insurance"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/9010","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/users\/1219"}],"replies":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/comments?post=9010"}],"version-history":[{"count":6,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/9010\/revisions"}],"predecessor-version":[{"id":13642,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/posts\/9010\/revisions\/13642"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media\/9016"}],"wp:attachment":[{"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/media?parent=9010"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/categories?post=9010"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.greatflorida.com\/blog\/wp-json\/wp\/v2\/tags?post=9010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}