Universal Property & Casualty Insurance Coverage Options for Florida Residents
Universal Property & Casualty Insurance Company offers a focused range of insurance products tailored to Florida residents, emphasizing protection for homeowners, renters, and condo owners. With Universal insurance Florida, consumers can access coverage designed for the state’s hurricane-prone environment and high property values. When you buy Universal insurance in Florida, you benefit from robust policies, competitive pricing, and user-friendly tools like their mobile app for seamless policy management.
Homeowners Insurance
Universal Insurance protects Florida homes against hurricanes, windstorms, and other perils, covering structures, personal belongings, liability, and additional living expenses if your home becomes uninhabitable. Policies support primary residences and second homes, with discounts for security systems and wind mitigation features like hurricane shutters or impact-resistant windows. Flood Insurance vital for Florida’s flood-prone areas, is available through partners like the NFIP, offering up to $250,000 for structures.
Renters Insurance
Universal’s Renter's Insurance policies safeguards tenants’ belongings against theft, fire, and other perils, with liability coverage for injuries in rental units. At an average cost of $20 monthly, it’s an affordable solution for renters in urban centers like Miami or Tampa, ensuring protection in Florida’s dynamic rental market.
Condo Insurance
Universal’s Condo insurance covers unit interiors, personal property, and liability, complementing the condo association’s master policy, which typically covers the building’s structure. This coverage is crucial for Florida condo owners facing risks from natural disasters, ensuring comprehensive protection for personal assets.
Why Choose Universal
Universal Property & Casualty Insurance Company is a trusted choice for Florida residents, offering tailored coverage for over 20 years. Their policies address the state’s unique risks, such as hurricanes and flooding, with 24/7 support and a mobile app for managing policies and tracking claims. Universal’s commitment to fast claims processing and community support makes it a reliable option for property insurance.
Buy with GreatFlorida Insurance
With 142 agencies across Florida, GreatFlorida Insurance makes it easy to buy Universal Property & Casualty Insurance in Florida. Our experienced agents are well-versed in Universal insurance Florida options and understand the state’s diverse needs, for hurricane-prone coastal homes to urban renters. Whether protecting your home, belongings, or liability, GreatFlorida’s agents ensure you secure the right Universal policy at a competitive price.