Monday, December 6, 2021

What to Know Before You Hit the Road in an RV

RVs provide a safe way to escape it all during a pandemic. Travelers can experience nature and new scenery while avoiding crowds. RV travel allows you lose the face mask while on the road and offers greater flexibility with your schedule.

“RVs give you more control over your space, you can cook, eat, wash and sleep in your own disinfected area,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent RV Insurance agency.

Before you embark on your RV adventure, a few things to note.

In Florida, if you are driving your RV, you need auto insurance. The requirements are the same as car insurance. The minimums include:

$10,000 in personal injury protection (PIP)

$10,000 in property damage liability (PDL)

Campers, trailers and fifth wheels, or anything towed on a trailer behind your vehicle is covered by your auto insurance policy and doesn’t require a separate insurance policy. However, talk to your insurance agent to make sure you have adequate coverage from theft, vandalism and natural disasters.

“It might be worth buying extra coverage to protect your belongings,” says Buck, with GreatFlorida Insurance.

Once you are confident your RV insurance needs are taken care of, it’s time to plan your trip. Below are some mistakes to avoid along with tips for a successful RV get away.

Travelers on the website recommend the following, reserve a pull-through campsite to start. Your first time out, you will have enough to worry about without backing up. They also advise, divide and conquer. There will be plenty of tasks and it will help keep the kids occupied. Also, don’t be afraid to ask your camping neighbors questions and expect the unexpected.

On the Kampgrounds of America (KOA), website, their recommendations include, limit travel to less than 500 miles a day. Use two carpet samples, one placed at the base and another at the top of the entry steps top keep out dirt and moisture. Don’t overload your RV. Regularly check your LP gas, smoke and carbon monoxide detectors. Fruits and vegetables from a roadside stand always taste better.

Be sure to plan out your route in advanced and download maps before your trip. Happy Camping!

If you are ready to hit the open road, contact GreatFlorida Insurance for your auto insurance and RV insurance needs.
Ellsworth Buck
Since 2003, Ellsworth has served as Vice President of GreatFlorida Insurance, a network of independent, franchised insurance agents located throughout Florida. During his tenure he has helped the franchise grow to more than 100 independent locations state wide. He is a 20+ year veteran of the Florida Insurance industry and is a graduate West Virginia University, earning his M.B.A in 1984. He lives with his wife in Stuart, Florida. For more information visit:

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